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How to Activate apple card

How do I activate my new Apple Card. It said go to wallet & activate. Did not see anything about activating card

Posted on Sep 4, 2019 12:08 PM

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3 replies

Sep 4, 2019 12:13 PM in response to jmhdiver1

How to apply for Apple Card

Learn how to apply for Apple Card.


What you should know about Apple Card

Apple Card is a new kind of credit card created by Apple. Integrated into the Wallet app and designed for iPhone and a healthier financial life, Apple Card sets a new level of privacy and security:

  • It takes just minutes to apply.
  • There are no fees, including annual, late, over-the-limit, or other hidden fees.*
  • You can see your offered initial credit limit and Annual Percentage Rate (APR) before you accept your offer, and your credit score isn't impacted until after you accept.
  • Easily track and manage your spending with Apple Card in Wallet.
  • Get a percentage of your Apple Card purchases back as Daily Cash.

*Variable APRs range from 12.99% to 23.99% based on creditworthiness. Rates as of August 2, 2019.


How to apply for Apple Card

Watch the video to see how to apply for Apple Card >

Or follow these steps:

1. See if you're eligible

To get Apple Card, you must meet these requirements:

  • Be 18 years or older, depending on where you live.
  • Be a U.S. citizen or a lawful U.S. resident with a valid, physical U.S. address that is not a P.O. Box. You can also use a military address.
  • Own a compatible iPhone with the latest iOS version.1
  • Use two-factor authentication with your Apple ID.
  • Sign in to iCloud with your Apple ID.
  • If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card. Learn how to lift your credit freeze with TransUnion here.
  • You might need to verify your identity with a Driver license or State-issued photo ID.

2. Start your application

First, make sure you're signed in to iCloud with your Apple ID. Then, open the Wallet app on your iPhone and tap the add button . Select Apple Card and tap Continue.

You need a compatible iPhone with the latest iOS version.

3. Fill out your information

Follow the steps on the next few screens to provide this information:

  • Your first and last name, date of birth, and phone number
  • Your home address
  • The last four digits of your Social Security number and country of citizenship
  • Your annual income, which can include self-employment income, retirement income, investment dividends, and more

If you're asked for more information, learn what to do.

4. Agree to the Terms & Conditions

Tap Agree to accept the Apple Card Terms & Conditions.

5. Accept your offer

When your application is approved, you are shown an initial credit limit and APR offer. To accept the offer, tap Accept Apple Card. You have up to 30 days to accept your offer and your credit score is not affected until after you accept.

If you accept, Apple Card is added to Wallet on your iPhone.

To decline your offer, just tap No Thanks.

After you accept your offer, you can start using Apple Card to make purchases with Apple Pay. When you make purchases with Apple Card, you can start to get a percentage of each purchase back as Daily Cash. You can set Apple Card as your default payment card for Apple Pay, App Store, Apple Music and other Apple services, and also request your physical titanium Apple Card after accepting your offer.

How to Activate apple card

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