Ok.
Sorry to sound so dim.
The copy of Yosemite on the USB is what I used to do a clean install a good while back.
The thing that has started to happen on my mac now is that each time I try to install any software I get there is a problem and are unable to do it (or words to that effect) It then closes down.
I have even tried uninstalling and reinstalling software/apps that I al ready have.
I have tried everything I can thing of.
Reading from the links you were kind enough to post I cannot see how to do it (well I can't follow it).
I think that something is corrupt in my current one.
This is the reason I would like to reinstall.
If I back up my current data and then use that to reinstall won't it just reinstall the corrupted version?
Sorry to be a pain.
The only option I get when I go cmd-R is to to a complete fresh install which means it would wipe all my current data/software?