Ditto on the not a stupid question I am not a computer-minded person, I spent two full days in front of my computer trying to reverse this upgrade without erasing my hard drive since I couldn't trust the backup process I had been using. I was having the same issues with Catalina; heating my machine/fan being constantly on when nothing's open, everything slower, rainbow wheels, had to find a tedious workaround through Terminal to open Photoshop, etc. I came to a lot of dead ends and the thing that worked ended up being super easy, once I manually backed up everything onto a different external drive (in case this process didn't work either). When you're in the disk utility in Restore mode above the listed hard drives is a "View" drop down menu, and I clicked view all, then selected the drive at the very top (my options were Apple SSD Sm25-something-or-another and below that Macintosh HD) and clicked "Erase" I renamed the drive the same thing it was named before, and on the drop down menu below that selected OS Extended Journal. Now I was having trouble with my Time Machine backup because my hard drive was set to the APFS or whatever, and my external drive was set to OS Extended Journal and they are not compatible, meaning my Time Machine backups were useless. By erasing my hard drive and setting it to OS Extended Journal it made my hard drive compatible with my external drive so I was able to hit the "Restore From Time Machine Backup" option in Restore Mode and what do ya know, I'm back in El Capitan and everything is purring. Honestly I'm not sure if I explained the why correctly but I can say that what I did worked. Hope this helps