I tried a clean iOS 13.3 install on my iphone7 as shown below, but it did not help, I still must have Bluetooth off for better wifi speeds on 2.4ghz.
With BT ON my speeds are 25mb, with BT OFF my speeds are 65mb
How to Do a Clean iOS Install
https://www.gottabemobile.com/how-to-do-a-clean-ios-12-install/
Turn Off Find My iPhone. Go to Settings -> Your Name -> iCloud -> Find My iPhone -> Off.
Open iTunes
1.Choose your iPhone or iPad in iTunes.
2.Plug your iPhone or iPad in.
3.Trust the computer when prompted.
4.Click on your iPhone in iTunes.
5.Click Restore iPhone.
6.When prompted, click Restore.
This will download iOS 12, wipe your device and install the latest version of iOS 12. From here you can choose to set up as a new device and start from scratch. You can also choose a backup if you need to get your data back on the iPhone without manually signing in and installing all your apps.
This is best done on your computer, but you can also do a similar process on your iPhone. It’s just going to take a little longer.