Apple pay
in Apple Pay I don’t have function for adding ATM cards .
what I can do?
iPhone X, iOS 13
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Check your Apple ID region to make sure it is correct and make sure the region is correct on your device. Make sure you are using a passcode, Go to these links and make sure you follow the instructions on each one - Countries and regions that support Apple Pay - Apple Support
here too - If you can't add cards to Wallet for Apple Pay - Apple Support