How do I get a credit line increase ??

I got the Apple Pay credit, but I want to request a higher limit


iPhone XS Max, iOS 13

Posted on Dec 29, 2019 8:28 PM

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Question marked as Top-ranking reply

Posted on Dec 30, 2019 5:19 AM

Hi, you can contact Goldman Sachs at 1-877-255-5923 and start the 6 month process.



How your initial credit limit is determined

To determine your initial credit limit, Goldman Sachs uses your income and the minimum payment amounts associated with your existing debt to assess your ability to pay.

In addition, Goldman Sachs uses many of the same factors that are used to assess whether your application is approved or declined, including your credit score and the amount of credit you utilize on your existing credit lines.

Goldman Sachs will need your credit history with Apple Card to inform any request for credit limit increases on Apple Card, and this can take six months or more.


1 reply
Question marked as Top-ranking reply

Dec 30, 2019 5:19 AM in response to TommyWaveRunnr

Hi, you can contact Goldman Sachs at 1-877-255-5923 and start the 6 month process.



How your initial credit limit is determined

To determine your initial credit limit, Goldman Sachs uses your income and the minimum payment amounts associated with your existing debt to assess your ability to pay.

In addition, Goldman Sachs uses many of the same factors that are used to assess whether your application is approved or declined, including your credit score and the amount of credit you utilize on your existing credit lines.

Goldman Sachs will need your credit history with Apple Card to inform any request for credit limit increases on Apple Card, and this can take six months or more.


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How do I get a credit line increase ??

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