How do I receive money?
How do I receive money through Apple Pay?
iPhone XR, iOS 13
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I’ll assume Apple Cash, not Apple Pay:
Set up Apple Cash to send and receive money in Messages - Apple Support
Intro to Apple Pay, if you’re using that:
How to use Apple Pay - Apple Support
You’ll need a reader device—a payment terminal, credit card chip reader—to receive Apple Pay, and there are various vendors of those. This is the equipment used in stores. About Apple Pay for merchants - Apple Support