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How can I get an Apple credit card?

How can I get an Apple credit card?



[Image Edited by Moderator]

iPhone XR, iOS 13

Posted on Jan 16, 2020 6:57 AM

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Question marked as Top-ranking reply

Posted on Jan 16, 2020 7:02 AM

What you should know about Apple Card

  • It takes just minutes to apply.
  • There are no fees, including annual, late, over-the-limit, or other hidden fees.*
  • You can see your offered initial credit limit and Annual Percentage Rate (APR) before you accept your offer, and your credit score isn't impacted until after you accept.
  • Easily track and manage your spending with Apple Card in Wallet.
  • Get a percentage of your Apple Card purchases back as Daily Cash.

*Variable APRs range from 12.49% to 23.49% based on creditworthiness. Rates as of December 1, 2019.


How to apply for Apple Card

Follow the steps below or watch the video to see how to apply for Apple Card >

1. See if you're eligible

To get Apple Card, you must meet these requirements:

  • Be 18 years or older, depending on where you live.
  • Be a U.S. citizen or a lawful U.S. resident with a valid, physical U.S. address that is not a P.O. Box. You can also use a military address.
  • Own a compatible iPhone with the latest iOS version.1
  • Use two-factor authentication with your Apple ID.
  • Sign in to iCloud with your Apple ID.
  • If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card. Learn how to lift your credit freeze with TransUnion here.
  • You might need to verify your identity with a Driver license or State-issued photo ID.

2. Start your application

You need a compatible iPhone with the latest iOS version.

2 replies
Question marked as Top-ranking reply

Jan 16, 2020 7:02 AM in response to AngelsB4U

What you should know about Apple Card

  • It takes just minutes to apply.
  • There are no fees, including annual, late, over-the-limit, or other hidden fees.*
  • You can see your offered initial credit limit and Annual Percentage Rate (APR) before you accept your offer, and your credit score isn't impacted until after you accept.
  • Easily track and manage your spending with Apple Card in Wallet.
  • Get a percentage of your Apple Card purchases back as Daily Cash.

*Variable APRs range from 12.49% to 23.49% based on creditworthiness. Rates as of December 1, 2019.


How to apply for Apple Card

Follow the steps below or watch the video to see how to apply for Apple Card >

1. See if you're eligible

To get Apple Card, you must meet these requirements:

  • Be 18 years or older, depending on where you live.
  • Be a U.S. citizen or a lawful U.S. resident with a valid, physical U.S. address that is not a P.O. Box. You can also use a military address.
  • Own a compatible iPhone with the latest iOS version.1
  • Use two-factor authentication with your Apple ID.
  • Sign in to iCloud with your Apple ID.
  • If you have a freeze on your credit report, you need to temporarily lift the freeze to apply for Apple Card. Learn how to lift your credit freeze with TransUnion here.
  • You might need to verify your identity with a Driver license or State-issued photo ID.

2. Start your application

You need a compatible iPhone with the latest iOS version.

How can I get an Apple credit card?

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