Hello brownsadaat,
Welcome to the Apple Support Communities, and I understand there are issues with card readers using the headphone jack. I'll do what I can to help.
Here are some suggestions if you're using just one specific device:
- Back up your iPhone: How to back up your iPhone, iPad, and iPod touch - Apple Support
- Restore the iPhone to factory settings using a computer: Restore your iPhone, iPad, or iPod to factory settings - Apple Support
- Set up the iPhone as new to test if the behavior still happens.
If it does happen when set up as new, reach out to the Apple Support team: Contact Apple Support
If it doesn't, try restoring your backup to see if it happens again: Restore your iPhone, iPad, or iPod touch from a backup - Apple Support
If you're using more than one device, try backing up then updating all devices to the latest version (13.3) and trying again: Update your iPhone, iPad, or iPod touch
Kind regards.