Refund from Apple Pay
Ok so this girl that claimed sell sell clothes at the time to me to Apple Pay her the money but unfortunately it was a scam and she never sent me you items how do I get the money back
iPhone XR, iOS 13
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According to: Send and receive money with Apple Pay - Apple Support
"Apple Pay person to person payments are just like any other private transaction between two people. If you're unable to cancel or receive your money back from the recipient, you can contact us to open a dispute."