Stop monthly active subscription and there monthly charges which direct debit from my credit card
Stop my monthly subscription and payment which linked my credit card is auto debit by monthly
You are not addressing Apple here. To unsubscribe you need to do it from your Apple ID account, not from within the app itself. Canceling an active subscription, or a free trial, must be done at least 24 hours before it ends.
If you want to unsubscribe, follow these steps: