Bank of Baroda Debit card is not working with I tune

You will have to ask the bank why they are not accepting the card. Here are some possible reasons:

1. Insufficient balance or account in arrears
2. Account suspended for suspected fraud (not necessarily by you)
3. Error in card number
4. Wrong expiration date
5. Wrong security (CVV) code
6. Address in your iTunes account does not match exactly the billing address for the card
7. The card was not issued in the country of the iTunes store
8. You are connected through a VPN provider that does not terminate in the country of the iTunes store you are connected to.