Apple Pay error message could not add the card

Hello I have a problem in apple pay show me an error message could not add the card tried again tried on my brother's mobile iPhone and was added and works well only my phone which does not work I called the bank and they told me that the card works well also I called apple support and they told me to work restoror from the computer I did but unfortunately the same problem also erased the contents of the device and also the same error I wish to solve the problem

[Re-Titled by Moderator]