Apple Pay wallet
I have received money on my Apple wallet but the money is not available on my Apple Cash balance still. 77ad19c28d9d
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How to accept a payment
When someone sends you money, it's securely received and kept in Apple Cash. You can use the money right away1 to send to someone, spend with Apple Pay, or you can transfer the money to your bank account or Visa debit card.
The first time that you use Apple Cash, you have seven days to accept the money that you've been sent. After you accept the terms and conditions, payments are automatically accepted and added to your Apple Cash card. You might be asked to verify your identity.
If you send money to someone and they don't accept it, you can cancel the payment.