Do I need an Apple Card to buy an iPhone with monthly payments?
Do I have to get an Apple Card to get a new phone if I want to do monthly payments?
[Re-Titled by Moderator]
Question marked as
Top-ranking reply
It depends whether you buy a SIM-Free phone or a phone with a carrier. If you buy from Apple online, if you buy the SIM-Free version, it gives the following options (using an iPhone 11 64Gb example):
but if you buy the same phone with AT&T as the carrier you get 4 options for payment: