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If I use Apple Pay but it is connected to either my Regular Debit Card or a CC different than Apple Card do I still get cash back?

If I use Apple Pay but it is connected to either my Regular Debit Card or a CC different than Apple Card do I still get cash back?

Posted on Aug 20, 2020 1:47 PM

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Posted on Aug 20, 2020 2:08 PM

Only if your credit card company offers that, but it would be the same whether you use Apple Pay or use the card directly without using Apple Pay. I have a Citi Double Cash Card for example and get 2% cash back on all purchases whether or not they were done using Apple Pay.

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Aug 20, 2020 2:08 PM in response to jbmorris98

Only if your credit card company offers that, but it would be the same whether you use Apple Pay or use the card directly without using Apple Pay. I have a Citi Double Cash Card for example and get 2% cash back on all purchases whether or not they were done using Apple Pay.

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Aug 20, 2020 4:34 PM in response to jbmorris98

The Citibank card gives me 2% on all purchases (1% for the purchase, 1% for the payment at the end of the month).

The Apple Card gives me 3% with some merchants, 2% with others only if they accept Apple Pay, and 1% for all others. See: Get unlimited Daily Cash with Apple Card - Apple Support

I have both and I earn more with the Citi card, but that may be different for you depending on where you use it.

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Aug 20, 2020 4:26 PM in response to jbmorris98

Thanks. Reviewing the Citibank Double Cash Back; on-line it says "When you make a purchase, you’ll earn 1% unlimited cash back. Then, you earn an additional 1% cash back as you make payments for that purchase." So I thin k the Apple Card 2% cash back is higher payback. Welcome opinions!

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Sep 6, 2020 6:02 AM in response to jbmorris98

I don’t want my debit card associated with the Apple Card, my credit might not be perfect but I know how to manage my money balance, I am asking that you separate my debit card information from your application accompanied with your Apple Card account, I can balances my own spending without the Apple Card and it’s limitations, Thank you


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If I use Apple Pay but it is connected to either my Regular Debit Card or a CC different than Apple Card do I still get cash back?

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