How can we have 2 cards, one for me and one for my wife under a household account similar to all other credit cards?

First off the Apple Card from Goldman Sachs is a MasterCard, not a Visa. The Apple Card is not the same as other cards due to the way it is obtained and handled but their might be a way for you to do what you want but only Goldman Sachs would be able to answer your questions. This is a user-to-user technical support site, there is no one from Goldman Sachs nor Apple here to answer your questions.

francisfromchelmsford wrote:

2 Apple cards under a household account?

Apple's Family Sharing does not allow for 2 credit cards as methods of payment. When you set up family sharing, it was disclosed that the family organizer is wholly responsible for all family purchases.

Family members can redeem iTunes Gi=ft Cards to their accounts which will be charged before your method os payment.

As LACAllen said: “Nobody did”, myself included.

Even your elaboration is not clear, as it sounds like you and your wife share a Chase Visa (and therefore naturally get one statement). And the same appears true for your CapitalOne Master Card.

So I guess your question really is whether you and your wife may share an Apple Card account. The answer appears to be “no”. But follow deggie’s advice should you choose to do so.

“A household account” ... what does that mean exactly?

Hopefully it does not mean an Apple ID is being shared. That should never happen.

I guess you really didn't understand my question.

Nobody did.

You were asked a question to clarify which you did not answer

I made an educated and completely wrong guess.

Apple Cards are personal. Her card is a separate account. There is no way to combine them. You can pay both balances out of the same bank account, however.