How can I download free apps without credit card problems
How to download free apps without adding a credit card to Apple ID
iPhone SE, iOS 13
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Unless you created the Apple ID by following the steps in the link below, you will need to add a verifiable credit card to the account before you can download anything.
Link-> Create or use an Apple ID without a payment method - Apple Support
Once the credit card has been verified correctly, it can be removed, and it will not ask for one again, unless a purchase is attempted and your account balance is less than the amount required to pay for the purchase.
See here: Change, add, or remove Apple ID payment methods - Apple Support
