TurboTax 2020 conundrum re Mac High Sierra O/S

I've been informed by the folks at Intuit that I will NOT be able to do my 2020 taxes on my iMac using TurboTax unless I upgrade my O/S to Mojave or Catalina. My (perfectly functioning) 2012 iMac 27" is NOT UPGRADABLE beyond High Sierra, which I presently use. So... while I'm entirely ready, willing and able to purchase a new (2020) iMac with the Catalina O/S, I would VERY much prefer waiting a bit for the upcoming Apple Silicon line, with its new Apple chip and probably a larger than 27" display. It may be only a few months down the road, but I will likely miss the tax filing deadline if I want to use TurboTax-- which I have been comfortably using for many years and do not want to switch to some other program. It is a dilemma! Unless Intuit makes it possible to use High Sierra for its 2020 TurboTax version (which seems doubtful, I'm told at this time,) or the new Apple Silicon becomes available before the end of 2020 or very early 2021. Your thoughts, advice and guidance would be very much appreciated! Thank you.

Posted on Sep 16, 2020 12:19 PM

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Posted on Oct 30, 2020 1:51 PM

If you installed Parallels you'd could run a copy of Windows 10 inside it w/ the Windows version of TurboTax, or you could run macOS inside it with the Mac version of Turbotax.


The easiest method would be on your 10.13 High Sierra iMac w/ Parallels to install a self-contained copy of macOS. This would be installed via Parallels utilizing your physical Macs Recovery Partition. I'm fairly sure Parallels on a 10.13 High Sierra machine would allow you to install directly a 10.14 or 10.15 Mojave or Catalina virtual Parallels machine directly. However the "worst" case is you would install a 10.13 High Sierra Parallels virtual machine...and then once it's working you'd upgrade the virtual machine to Mojave or Catalina. Either way, this would be the quickest and easiest way to get your a self contained macOS that'll use the Home/Business TurboTax you need. And it would be TurboTax for Mac.


The other option is to in fact install Windows 10 in the Parallels virtual machine. The downside of this is you would need to download the Windows 10 disk image (ISO) file from Microsoft. However, this is very easy and you can do it from here: https://www.microsoft.com/en-us/software-download/windows10ISO


And Parallels would then utilize that image to create a Windows 10-based Parallels virtual machine. If you go this route then you would need to buy TurboTax for Windows. The advantage of this though is that you then have a Windows virtual machine which you could potentially have other uses for beyond TurboTax. The downside is that it is an extra step...but it's not much of an extra step.


How much RAM do you have though? As long as you have 8GB+ you're fine. Otherwise, if you only have 4GB of RAM I'd recommend at a cheap $30 RAM upgrade to bring you up to 8GB total. If you search for "mid 2011 iMac 4gb kit" you can get them for this price on Amazon. If you plan to retire your iMac in the coming months, that's all you need. If you plan to keep it, or give it to a family member, or someone deserving, then you can get an 8GB kit for $50 to have a total of 12GB or even spend $70 to get a 16GB kit.

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Oct 30, 2020 1:51 PM in response to S0T5E3V0E1

If you installed Parallels you'd could run a copy of Windows 10 inside it w/ the Windows version of TurboTax, or you could run macOS inside it with the Mac version of Turbotax.


The easiest method would be on your 10.13 High Sierra iMac w/ Parallels to install a self-contained copy of macOS. This would be installed via Parallels utilizing your physical Macs Recovery Partition. I'm fairly sure Parallels on a 10.13 High Sierra machine would allow you to install directly a 10.14 or 10.15 Mojave or Catalina virtual Parallels machine directly. However the "worst" case is you would install a 10.13 High Sierra Parallels virtual machine...and then once it's working you'd upgrade the virtual machine to Mojave or Catalina. Either way, this would be the quickest and easiest way to get your a self contained macOS that'll use the Home/Business TurboTax you need. And it would be TurboTax for Mac.


The other option is to in fact install Windows 10 in the Parallels virtual machine. The downside of this is you would need to download the Windows 10 disk image (ISO) file from Microsoft. However, this is very easy and you can do it from here: https://www.microsoft.com/en-us/software-download/windows10ISO


And Parallels would then utilize that image to create a Windows 10-based Parallels virtual machine. If you go this route then you would need to buy TurboTax for Windows. The advantage of this though is that you then have a Windows virtual machine which you could potentially have other uses for beyond TurboTax. The downside is that it is an extra step...but it's not much of an extra step.


How much RAM do you have though? As long as you have 8GB+ you're fine. Otherwise, if you only have 4GB of RAM I'd recommend at a cheap $30 RAM upgrade to bring you up to 8GB total. If you search for "mid 2011 iMac 4gb kit" you can get them for this price on Amazon. If you plan to retire your iMac in the coming months, that's all you need. If you plan to keep it, or give it to a family member, or someone deserving, then you can get an 8GB kit for $50 to have a total of 12GB or even spend $70 to get a 16GB kit.

Dec 5, 2020 7:15 AM in response to Barry Sommers

I had exactly the same problem. After about 30 hours of attempting to use Boot Camp, overriding the Boot Camp plist as suggested in various videos, I ran into a problem creating a bootable USB drive which is required for older Macs. It seems that the Microsoft Windows 10 disk image file is too large for the format requirement of the thumb drive even though the drive was 32 GB. The older (smaller) build version of Windows 10 that was recommended to solve this issue is unfortunately unavailable.


To make a long story short... I downloaded the appropriate trial version of Parallels for your specific Mac operating system (In my case it was Parallels 13) and let Parallels do the job. In approx. 30 minutes the program worked its magic absolutely painlessly. The trial version runs for 15 days before requiring a key code... time enough to see that it will work for you. The bonus of this method is that both Windows and Mac files are easily accessible.


The only problem now is learning Windows, a problem I have avoided since 1987!

Oct 30, 2020 1:23 PM in response to S0T5E3V0E1

If you install Parallels you can then install MS Windows within that. What Parallels allows you to do is to run MS Windows or other operating systems and their applications) simultaneously as Mac OS. So to answer your question, if you had Parallels running and MS Windows installed in Parallels then you can run the MS Windows version of TurboTax. You could then toggle between running MS Windows and Mac OS without having to restart the computer.


If you need additional info on Parallels please visit their web site.

Mar 10, 2021 6:36 PM in response to Barry Sommers

I am in the situation! I have iMac OS High Sierra Version 10.13 ( 2018 ) was purchased and I can’t do my taxes . I got my TurboTax Home & Business at Costco for a total of 85.29 and it couldn’t be installed . It has to be Mojave 10.14 or higher. I end up paying to TurboTax 177 . 00 for the online version and let me tell you something that you have get individually, no any family member or friend can use it ! Getting a new computer is not the solution !

Mar 10, 2021 4:46 PM in response to tbirdvet

Yes, TurboTax told me last year that I would have to upgrade to Mojave to use it this year. I just spent hours upgrading to Mojave, and TurboTax now tells me that I will have to upgrade to Catalina to use it next year. If I upgrade to Catalina, I will likely have problems using my old Dell color laser printer, which is 32-bit. I’m getting tired of TurboTax always wanting me to upgrade my operating system.


I have a Windows computer that I bought solely to run Quicken, as Quicken Essentials could no longer run on my Mac when I upgraded to High Sierra three years ago. I guess I will have to use it for TurboTax after this year. I used TurboTax for Windows for years before I bought my Mac, and TurboTax never made me upgrade Windows.

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TurboTax 2020 conundrum re Mac High Sierra O/S

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