Apple pay
I am from India and I am unable to add funds to apple pay
iPhone 11, iOS 14
Add money to your Apple ID balance - Apple Support
Apple ID balance isn’t available in all countries or regions. Check if you can pay with your Apple ID balance in your country or region.
Add money to Apple Cash - Apple Support
What you need
You and the person that you're sending money to or receiving the money from must:2,3
- Have a compatible device with the latest iOS or watchOS.
- Use two-factor authentication with your Apple ID and sign in to iCloud and iMessage with the same Apple ID on any device that you want to use to send or receive money.
- If you're sending money to someone, make sure there's enough money on your Apple Cash card or an eligible debit card in Wallet.
Apple Pay participating banks and card issuers in Asia-Pacific - Apple Support