How can I use Apple Pay without a id

Hi, akaylaa.

We’re happy to get you pointed in the best direction for guidance on using Apple Pay.

According to this Apple Support article, you will need to verify your identity with your Driver License or state ID card when you set up the Apple Cash feature of Apple Pay. 

Identity verification for Apple Card or Apple Cash - Apple Support

Without ID verification you won’t have access to features like sending and receiving money or adding money to your Apple Cash balance; however, you should still be able to use Apple Pay for things like making purchases in stores, apps, or on the web:

How to use Apple Pay - Apple Support

We appreciate you taking the time to post in the Apple Support Communities.

Warmest Regards.