How can I use the money on my Apple Cash?
How can I use the money on my Apple Cash
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You can spend it by using Apple Pay -- see the "Pay with a different card instead of your default card" section of How to use Apple Pay - Apple Support
You can use it to send to someone -- Send and receive money with Apple Pay - Apple Support
And you can use it to make a payment or partial payment on your Apple Card bill -- see the "Pay with Apple Cash or a different bank account" section of How to make Apple Card payments - Apple Support