APFS vs HFS backup with Time Machine on SSD
I just bought a 2TB SSD external drive and would like to use it for the first time to back up my iMac. I am currently running Mojave and am debating whether to back up before updating to Big Sur or after.
My Late 2014 iMac has a 1 TB Fusion Drive and Disk Utility tells me that it's formatted as APFS. From what I have read, it seems a major change in Big Sur is the support for APFS with Time Machine. However, I've also gleaned that APFS isn't great for Fusion Drives or SSDs because the data is stored in significantly more locations, putting stress on the physical components.
My questions then, are:
-Is it a good idea to use APFS with Fusion and SSD drives?
-If my current Fusion drive is formatted as APFS, can I store data on an external drive with Time Machine in HFS?
-Should I backup before switching to Big Sur or after?
-If I stick with HFS will I face issues in the future as APFS becomes more prevalent in Apple products?
iMac 27″, macOS 10.14