Credit card is decline

My credit card is decline by Apple, its being for few days it shows decline and I cannot up date the card. I have checked with local bank to clarify whether there is any problem with my card. As per the bank my credit card does not have any issue and it is not expired.

On 29 January I received an email from do_not_reply@email.apple.com, stating that, there is a problem with your payment information. I could not figure out the problem yet I have follow the instruction provided by in the mail.

Kindly please instruct me to settle the issue.

Thank you,