Removing or Updating iCloud?
PURCHASE THIS PHONE ON EBAY HOW CAN I GET ICLOUD OFF?
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There is no known way to bypass activation lock without the assistance of the previous owner. If you cannot contact the previous owner or if the seller will not help, you may want to try to get a refund. See if the following will help: https://pages.ebay.com/ebay-money-back-guarantee/
If the seller will help, see: How to remove Activation Lock - Apple Support