NFC payments

It is only possible to pay with NFC if you use Apple Pay. Find out if your bank supports Apple Pay, if they do, then make sure your credit card is associated with your Apple ID.

You can read here how to set up Apple Pay:

https://support.apple.com/en-us/HT204506

• Does my iPhone (12 Pro Max) support NFC read/write?
• I need to use the facility of recharging my pre paid electricity card using NFC.

iPhone NFC basically supports read / write.

But it requires your card provider to support it with an app that can do what you demand.