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Payment methods

I’ve two payments methods. For my Apple Music subscription I want to use one of my card and for my iCloud storage subscription I want to use a different card. How do I do that? My iCloud is already charging the Apple Music card and I want to change it to the different card.

iPhone XS Max, iOS 14

Posted on Apr 22, 2021 3:20 AM

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Question marked as Top-ranking reply

Posted on Apr 22, 2021 7:21 AM

The payment system is automated:


How App Store and iTunes Store purchases are billed - https://support.apple.com/HT201359


"Which payment method is charged?

When you buy items or pay for subscriptions, Apple attempts to charge your payment methods in this order:


1. Apple attempts to use your Apple ID balance to cover the full amount.

2. If you don't have Apple ID balance or you don't have enough to cover the full amount, Apple attempts to charge your primary payment method. The primary payment method is at the top of the list in Settings on your iPhone. You can control which payment method is at the top of the list.

3. If there's a problem with the primary payment method, or if the primary payment method can't be charged for the full remaining amount, Apple attempts to charge your other payment methods in order from top to bottom. If none of them can be charged, Apple may try again.


Unfortunately you can't tell it to pay one thing with one card and another with a different one. The closest you can get is to move another card up to the primary payment method when you want that card to be used. Either that or use a different Apple ID for various cards, but that has its own host of complications and is best avoided.

1 reply
Question marked as Top-ranking reply

Apr 22, 2021 7:21 AM in response to anushka33

The payment system is automated:


How App Store and iTunes Store purchases are billed - https://support.apple.com/HT201359


"Which payment method is charged?

When you buy items or pay for subscriptions, Apple attempts to charge your payment methods in this order:


1. Apple attempts to use your Apple ID balance to cover the full amount.

2. If you don't have Apple ID balance or you don't have enough to cover the full amount, Apple attempts to charge your primary payment method. The primary payment method is at the top of the list in Settings on your iPhone. You can control which payment method is at the top of the list.

3. If there's a problem with the primary payment method, or if the primary payment method can't be charged for the full remaining amount, Apple attempts to charge your other payment methods in order from top to bottom. If none of them can be charged, Apple may try again.


Unfortunately you can't tell it to pay one thing with one card and another with a different one. The closest you can get is to move another card up to the primary payment method when you want that card to be used. Either that or use a different Apple ID for various cards, but that has its own host of complications and is best avoided.

Payment methods

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