How do I take my card off of my Apple ID? It’s saying I have an active subscription that needs at least one payment but the only subscription there is Apple one and I don’t pay for it. And the card that’s currently on my Apple ID has been disabled

How are you paying for Apple One if your card no longer works?

If you have an active subscription, you need a verified functional payment method on file.

Follow the steps here to updater your payment method: link-> Change, add, or remove Apple ID payment methods - Apple Support

Correct, if you have a subscription that is active and needs to be paid for you need to have a Payment Method that can be charged for it.

You need to add a valid payment method that can be charged, before you can remove the one that has expired.

Contact iTunes Support for assistance. See the Apple Support articles below for contact information.   

iTunes Support – world wide 

Apple Support schedule phone call     

Billings and Subscriptions 

If necessary, try Twitter

https://twitter.com/AppleSupport.          People have posted it may take an hour or more to get a response.