Apple Card show an incorrect balance

I downloaded and installed iOS 14.5 onto my iPhone XS. Very happy with it except for one thing. When I check my Apple Card balance on my phone, I see a balance of $0.00 as shown in the attached photo.

When I choose the "Add funds to an Apple ID option, I see an Apple card balance of $49.74 as shown in the attached photo.

The $49.74 balance is correct. Not sure what needs to be done which is why I am posting it here. I also have an iPad Mini that has iPadOS14.5. I do not have this issue on my iPad.

[Edited by Moderator]