I want to remove my credit card from the iPhone and cancel a payment from $2.99 please but for some Reason the iPhone is not letting me remove it

If you can't choose None as a payment method only if...

1. If you have an unpaid balance or payment due
2. If you have a subscription that automatically renews
3. If you're using the iTunes Store or App Store for the first time
4. If you are not in the country or region you’re creating an Apple ID for
5. If you changed your country or region
6. If you're a part of Family Sharing

There’s a payment that was made on my account that I don’t know nothing about. Please cancel my card.

I want remove cardit cart