Can't add card on Apple Pay

Hi Jonrossmcphail,

Welcome to the Apple community where some of us do our best to help each other.

Wondering if your card is from a participating card issuer, or one that Apple Pay is not set up to accept ?

Sounds like you need to verify that your card (payment method) is available in your country or region,

You can check here:

Apple Pay participating Banks (Select your country or region):

https://support.apple.com/en-au/HT204916

Apple Support have articles. online to help you:

(Scroll down to your device on this set-p page ... to Add a card to Apple Pay.

(You might want too make sure your expiry date is valid, and CCV number is correct.)

https://support.apple.com/en-us/HT201232

How to manage your cards and contact info:

https://support.apple.com/en-us/HT201232

Manage your Apple Pay account:

https://support.apple.com/en-us/HT209228

Using Apple Pay (Scroll down again, for your device.)

https://support.apple.com/en-au/HT201239

If you still need help:

You might want to contact Apple for support and service:

See a list of Apple phone numbers around the world:

https://support.apple.com/en-us/HT201232

Hope something here helps you solve the issue, so you can use your account freely :)