Credit

I have a newly discharged Chapter 13. With 100% payments made on time. My credit score has went from 606 to 660 in less than a month. I applied for the Apple Card because I am trying to rebuild my credit. I was denied I’m assuming because my case being newly discharged. But I was not invited to participate in the 4 month Apple credit build plan. And just kind of curious as to why? People cannot fix credit if nobody will give them a chance. We have all hit a rough spot in our lives , but mine was 24 years ago. And I’ve spent all this money and time in a chapter 13 to fix it, and all I want to do is rebuild my credit