Won’t let me download any apps keep saying payments declined

There is a problem with your payment method and it has to be corrected before Apple will let you update or download new items.

Review this document about what to do "If your payment method is declined in the App Store or iTunes Store" Click here --> https://support.apple.com/HT203005 It mostly just suggests you make sure your payment method is up to date or to try a different one. Apple is probably just checking with the system linking to your financial institution and asking if the payment method is valid. The system is providing a negative response. Make sure the name and address are entered exactly as it appears on your bills and that the 3 digit CVV is correct. Check with your financial institution about the status of your card.

Make sure this is a payment method that you can use with your Apple ID; click here --> https://support.apple.com/HT202631

If you still have problems Click here --> https://support.apple.com/choose-country-region/media-services Select your country, then a product. If you don't see one that handles your issue then keep experimenting with selections until you reach one that gets you a chat session or a telephone call and get the representative to redirect you.

or:

Contact Apple for support and service --> "See a list of Apple phone numbers around the world." - https://support.apple.com/HT201232