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raguiromo Author

Level 1

4 points

Apple Card

What the lowest credit score for approval?

Posted on Jun 24, 2021 11:39 AM

Top-ranking reply

Jeff Donald

Level 7

24,645 points

Posted on Jun 24, 2021 12:00 PM

Hi, this is a user to user Community hosted by Apple, but neither Apple or Goldman Sachs Bank (card issuer) are here.

Here is an Apple Support article that goes over how to apply for the Apple Card,

https://support.apple.com/en-us/HT209257

Here is another support article that goes over how you application is evaluated by Goldman Sachs,

https://support.apple.com/en-au/HT209218

I’ve seen posts on social media that Golden Sachs is looking for scores of at least 600 on the FICO 9 credit scoring meter/algorithm. Most scores you see such as Credit Karma show AdvatageScore 3.0 or FICO 8. Goldman Sachs pulls the FICO 9 from TransUnion.

I hope this helps.

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