Read this document --> About Path to Apple Card - https://support.apple.com/HT211030
"The Path to Apple Card program provides customized steps to help you get approved for Apple Card in the future. These steps are designed to improve your financial health by improving your access to credit.
If your Apple Card application was declined, you might receive an opportunity to enroll in Path to Apple Card if Goldman Sachs determines that you could meet the requirements for approval after you complete the steps in your program. The program provides customized steps to help you get approved for Apple Card in the future. If you successfully complete the program, you will receive an invitation to reapply for Apple Card that’s good for 14 days.1
The monthly credit review required for the program doesn't negatively impact your credit score."