I want to make a payment to another bank account

Hi derick296,

We understand that you have some questions about sending payments through Apple Pay, and we'll do all we can to help.

Apple Cash, which allows users to send money through the Messages app, is only available in the US to account holders 18 years and older. We have more details about Apple Cash here: Use Apple Cash

If you're located outside of the US, and someone is asking you for payment through Apple Cash, we encourage you to check out the article below and confirm that it's not a phishing attempt.

Recognize and avoid phishing messages, phony support calls, and other scams

If we've misunderstood your question in any way, please feel free to provide additional details, and we'll do all we can to assist. To protect your privacy, we do not have access to account details here in Apple Support Communities.

Have a great day!