My Apple Pay is not working I have money on my card

What is actually happening when you attempt to use it? Are you trying to use the Apple Cash card, the Apple Card, or something else?

Okay, and as I asked, please explain in more detail what exactly is "not working". I related several scenarios, but you need to provide background information.

This one,

Or this one?

Is it that the card is not accepted, or the Wallet app is not working? You need to explain more in detail what exactly is "not working".