Family sharing
Is there a way to share my apps, but not allow family members to make purchases with my payment method?
iPhone XR, iOS 13
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No.
How to share purchases with your family - https://support.apple.com/HT201079
- "When you turn on purchase sharing, everyone in your family gets access to apps, music, movies, TV shows, and books that family members buy. The family organizer is billed for family members' purchases" (but read the document for the link to "learn how purchases are billed if a family member has Apple ID balance").