Can I send money with Apple Pay by using a Apple gift card

Hi toilynn69,

Thanks for reaching out to Apple Support Communities. It sounds like you have a question about using an Apple Gift Card. We're happy to assist.

Details for the Apple Gift Card can be found here: Redeem your Apple Gift Card

If you use the Apple Gift Card to apply to your Apple ID balance, check out the details for what you can purchase here: What you can buy with your Apple ID balance

Additionally, Apple Pay and Apple Cash work a bit differently.

"What’s the difference between Apple Cash and Apple Pay?

Apple Cash lets you send and receive money in Messages. The money you receive appears on your Apple Cash card in Wallet. You can spend it however you like, just as you would with physical cards and cash.

Apple Pay enables you to make secure, contactless purchases using your Apple Cash, your Apple Card, and any other credit and debit cards that you add to Wallet."

If you're looking to send money with Apple Cash the article here will assist: Add money to Apple Cash

Best!

To summarize: no.