Can co owners get their own titanium card

Can co owners get their own titanium card

iPhone 11, iOS 14

Posted on Sep 12, 2021 6:37 AM

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Question marked as Top-ranking reply

Posted on Oct 7, 2021 8:46 AM

Hi, YES! Co-owners and Participants can request their own physical Titanium Apple Card. If the Participant is 18 or over they will need to order their own Apple Card via the Apple Card in the Wallet App on their iPhone. Participants under 18 will need to have the account owner order the card for them. Co-Owners can request cards for Participants and request cards for themselves.


Order a free, titanium Apple Card for a participant under 18


If you're the account owner or co-owner of an Apple Card Family account, order a titanium Apple Card for any participants on your account who are under 18.

Open the Wallet app on your iPhone and tap Apple Card.

Tap the more button .

Tap the participant's name.

Scroll down to Physical Card and tap Request.

Follow the instructions on your screen.


What participants can do on a shared Apple Card

They're not responsible for payments.

They can view their own transactions and information.

They can spend up to the credit limit on the account but may have an optional transaction limit set by an account owner or co-owner.

They can immediately use their shared Apple Card and get unlimited Daily Cash on all transactions.

If they're 18 years or older, they can order their own titanium Apple Card.

If they're 18 years or older, they can opt in to build their credit and be reported as an authorized user on the account.3

If a participant is 18 years or older and doesn't want to be part of Apple Card Family, they can apply for their own Apple Card account.4 If their application is approved and they accept their Apple Card offer, they get their own account and are removed from the shared Apple Card account.


What account owners and co-owners can do on a shared Apple Card

They share full responsibility for the account balance and all payments, even if one account co-owner does not pay.

They can build credit together equally, which means that account owners and co-owners are each reported in their own name. Credit reporting includes positive and negative payment history, credit utilization, and additional information. Card usage and payment history may impact each account co-owners credit score differently because each individual's credit history will include information that's unique to them.

They can immediately use their shared Apple Card to receive unlimited Daily Cash back on their transactions.

They can add or remove participants and order a titanium Apple Card for participants who are under 18 years old.

They can view participant activity and account co-owner activity.

They can set transaction limits for participants, lock a participant's ability to spend, and receive notifications on participants spending.

They can request a credit limit increase.

They can close the shared Apple Card account at any time, but are still responsible for paying any remaining balance.


Here is a link to a support article that covers how they may request their own cards,


https://support.apple.com/en-us/HT212020


https://support.apple.com/en-us/HT209434


I hope this helps.

5 replies
Question marked as Top-ranking reply

Oct 7, 2021 8:46 AM in response to S-tiMac

Hi, YES! Co-owners and Participants can request their own physical Titanium Apple Card. If the Participant is 18 or over they will need to order their own Apple Card via the Apple Card in the Wallet App on their iPhone. Participants under 18 will need to have the account owner order the card for them. Co-Owners can request cards for Participants and request cards for themselves.


Order a free, titanium Apple Card for a participant under 18


If you're the account owner or co-owner of an Apple Card Family account, order a titanium Apple Card for any participants on your account who are under 18.

Open the Wallet app on your iPhone and tap Apple Card.

Tap the more button .

Tap the participant's name.

Scroll down to Physical Card and tap Request.

Follow the instructions on your screen.


What participants can do on a shared Apple Card

They're not responsible for payments.

They can view their own transactions and information.

They can spend up to the credit limit on the account but may have an optional transaction limit set by an account owner or co-owner.

They can immediately use their shared Apple Card and get unlimited Daily Cash on all transactions.

If they're 18 years or older, they can order their own titanium Apple Card.

If they're 18 years or older, they can opt in to build their credit and be reported as an authorized user on the account.3

If a participant is 18 years or older and doesn't want to be part of Apple Card Family, they can apply for their own Apple Card account.4 If their application is approved and they accept their Apple Card offer, they get their own account and are removed from the shared Apple Card account.


What account owners and co-owners can do on a shared Apple Card

They share full responsibility for the account balance and all payments, even if one account co-owner does not pay.

They can build credit together equally, which means that account owners and co-owners are each reported in their own name. Credit reporting includes positive and negative payment history, credit utilization, and additional information. Card usage and payment history may impact each account co-owners credit score differently because each individual's credit history will include information that's unique to them.

They can immediately use their shared Apple Card to receive unlimited Daily Cash back on their transactions.

They can add or remove participants and order a titanium Apple Card for participants who are under 18 years old.

They can view participant activity and account co-owner activity.

They can set transaction limits for participants, lock a participant's ability to spend, and receive notifications on participants spending.

They can request a credit limit increase.

They can close the shared Apple Card account at any time, but are still responsible for paying any remaining balance.


Here is a link to a support article that covers how they may request their own cards,


https://support.apple.com/en-us/HT212020


https://support.apple.com/en-us/HT209434


I hope this helps.

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Can co owners get their own titanium card

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