Is it possible to finance macbook pro without apple card?

mkamranhamid wrote:

I am thinking of financing a Macbook interest free but can't find any option to do that as I'm currently working and studying so its not possible for me to give this much amount in one go but I know that apple products are long lasting so this will be my good investment. Also, please let me know if there is any way I could get discount on a product

See if there is anything here:

Reference—

Financing and Credit - Apple

https://www.apple.com/shop/browse/financing

Apple Financial Services - Apple

https://www.apple.com/financing/

Financing and Credit - Education - Apple

https://www.apple.com/us-hed/shop/browse/financing

Apple Card - Monthly Installments - Apple

https://www.apple.com/apple-card/monthly-installments/

How to view and pay Apple Card Monthly Installments

https://support.apple.com/en-us/HT210644

Payment, Financing, Refunds and VAT - Shopping Help - Apple

https://www.apple.com/shop/help/payments

Using Your Account Without a Required Device

This section explains the differences that apply if you use your Account without a Required Device. For example, if you do not apply for or add Apple Card on a Required Device, this section applies.

If you are not using a Required Device, you will not have access to the full experience, functionality, and benefits of Apple Card. We call this "Apple Line of Credit." The following provisions of this section will apply to your use of Apple Line of Credit:

• • • You will be able to access card.apple.com to: (i) manage your Account; (ii) view your Monthly Statements; (iii) access a copy of this Agreement; (iv) review your APR, DPR, and Margin; (v) view and manage earned Daily Cash; and (vi) make payments by initiating electronic fund transfers from a Payment Source Account. If you do not have an Apple Cash account, Daily Cash can be applied by you as a credit on your Account balance. To cancel a previously scheduled payment, please access card.apple.com or contact us.
    • To be eligible for and maintain Apple Line of Credit, you must have: (i) an Apple ID associated with an iCloud account that is in good standing with Apple, as well as a valid email address associated with your Apple ID; (ii) Apple's two-factor authentication turned on for your Apple ID that is associated with your iCloud account; and (iii) a device that has a supported browser and is capable of accessing HTML websites to view and retain documents in commonly used electronic formats, including by downloading or emailing documents to an email account to which you have access. Supported browsers are Safari 7 or later, Firefox 34 or later, Chrome 37 or later, Opera 24 or later, or Edge 83 or later.
    • You may use your Apple Line of Credit only to make certain Purchase Transactions at Apple Retail Locations or the Apple Online Store that we authorize and permit. You will only earn and receive Daily Cash on permitted purchases of goods or services directly from Apple. To earn and receive Daily Cash as otherwise described in this Agreement, you will need to use Apple Card with a Required Device.
    • A Card will not be automatically added to Apple Wallet and you will not have access to a physical Card unless you add Apple Card to a Required Device in the future. If you do, this section (“Using Your Account Without a Required Device”) will not apply and you may then request a physical Card.
    • You will be able to contact us as provided for or required by this Agreement, but to contact the Bank using Messages you will need to use an Apple device supporting Messages and send a Message to Apple, which will route you to the Bank for any Account related questions.
    • Any written or electronic notice or communication we send to you will be effective as provided for elsewhere in this Agreement or when it is made available to you through card.apple.com.
    • All other terms of this Agreement will apply to your use of the Account.

from:

https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf

They are pushing pretty strongly for electronic payment, but do not require an iPhone -- they specify what browsers can be used in addition to Safari.

An Apple-ID/iCloud account is required, and it MUST use two-factor authentication.

No physical card will be issued in this case.

Look around -- but you won't find a better deal (no down payments and no interest spread over many months).

Apple and the Apple Card have a deep understanding of the purchase of computer and phone gear. Their terms will be FAR more convenient than any other method.

If you "don't want to have another card", then once this is paid off, set the card aside or cancel the card and cut it up.

IPhone is not required to have an Apple Card. That was a detailed discussion and referred to an article about paying ONLY using your phone. Your card is serviced by a major bank and you can make manual payments using more traditional methods if you prefer.

However, to access Apple Cash (for cash-back features), you must have a debit card or equivalent off a bank account somewhere.

Why Not the Apple Card?

Have you already been rejected?