What if I didn’t take a refund from purchase?

Hi, I made a request for refund in Yandex.Disk that I don’t need anymore. The community of Yandex said that they can’t make a refund to Apple users due to payment were through Apple payment system. They advised to contact Apple Support directly and it’s what I did. So, I did a request for refund in reportaproblem.apple.com. They said that request has been received and I should check the status of request. And yesterday I got an email where were written a decision on refund request. I went to the site and checked the status, there were written that it’s refunded in Sep 21(today is 23rd) and at this time I didn’t get a notification from my bank account. What should I do? In emails from Apple Support there is no words about waiting time, like no more than 3 or 10 working days.