Warranty
What does the hardware warranty cover? Does it cover a cracked screen?
iPhone 12
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No. Apple standard one year warranty does not cover accidental damage. If you didn't purchase AppleCare+ when you purchased your phone, a screen replacement (do NOT let anyone other than Apple or Apple Authorized Service Providers replace your screen - otherwise you will NOT get an authentic screen and it will cause some things to NOT work on your iPhone) will cost you $279. See this link --> iPhone Screen Repair & Replacement - Official Apple Support