how long does it take for an application to be approved

Hi, in my experience, the vast majority have an answer on their application within a minute or perhaps less. A few applicants will need further information, generally related to verifying their ID. Some applications will require more time to review the application, generally will have an answer in a week or less. Applicants may also have their application denied and pay need to review their credit reports looking for errors or working to improve their credit rating.

Here are several support articles on applying for the Apple Card and what to do if declined,

How your application is evaluated

https://support.apple.com/en-au/HT209218

Path to Apple

https://support.apple.com/en-us/HT211030

Identity verification for Apple Card

https://support.apple.com/en-us/HT207887

Good luck and if you have any additional questions please reply or you can reach out to the Apple support team at 1-800-MY-APPLE