We do not have access to any special insider information beyond what appears in Apple articles and general background knowledge. That said, knowledgeable Readers here have internalized and synthesized that information to make modest additional suggestions based on that information.
It is fair to say generally that use of a larger-than-specified USB Power Delivery charger has no impact except that it weighs more, and may run slightly cooler. It will charge exactly the same way under normal circumstances.
Apple never recommends the use of a smaller-than-specified USB Power delivery charger. But while we generally agree that such a smaller charger should not be used to RUN your MacBook Pro, it can be used for emergencies to re-charge when your Mac is nominally off.
If you decide to run your MacBook Pro using a much smaller charger, you are heading into uncharted territory, and you will have to decide for yourself whether the risk of damage to your multi-thousand dollar computer is worth the modest savings on power adapter and weight.
In my opinion, using a 60-ish Watts USB Power Delivery charger with the 14-in M1 Pro MacBook Pro should be reasonably safe.
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When operating on Power Adapter, your Mac freely 'borrow' additional power from the battery, and battery charge level may even decline under heavy loads. If power levels can not be maintained with that combination, your Mac may slow down a little. On battery alone, it can slow down substantially when heavily loaded.