Having problem trying to log onto banking site (ING), anybody else having this problem. Is there a fix...???

Go on the Apple certificate page:

https://www.apple.com/certificateauthority/

Download the Apple Intermediate Certificates

Apple IST CA 2 - G1 Certificate (direct download)

Double click the downloaded certificate to install it in Keychain Access.

You should see it now, in login certificates.

https://discussions.apple.com/thread/251211674?answerId=253087027022&page=1

Follow the advise of previous posting first.

With a newer version of macOS comes newer Safari and newer Security updates

The Age of this computer will Govern what newer version of macOS it will Qualify to install. Use About this Mac from the Apple Icon on Desktop - the required Information will be there.

With the above information in-hand - follow this How to get old versions of macOS and verify what version this computer Qualifies to install.  For Best results use Safari to commence the download as Others may not work.

Tips Big Sir Upgrade - verify is this computer Qualifies

Tips Monterey Upgrade - verify is this computer Qualifies

Make Time Machine Backup  is very useful and can be used to Revert to Previous Working macOS

Notation - Mojave is the Last version to support 32 bit applications / extensions and Drivers. Catalina, Big Sur & Monterey supports only 64 bit and there is no workaround.

Suggest using Go64 to find 32 bit application before attempting the upGrade. Some or many of the Application already installed may required update or upGrades to 64 Bit Versions.

Are there any AntiVirus, Disk Cleaner, Optimizers, Un-installers, etc installed which should be removed as per Developers Instructions. They are useless, unneeded, cause havoc and interfere with the normal operation of the OS and may even Corrupt the OS requiring a Reinstallation

Great to hear my friend, take care! :)