I got an email from subscriber team for $189.95. Is this real or a scam?

Roxann,

'Subscriber Team"? "Locked checking account"? That is almost certainly a scam phishing message. Look at the tips in here:

Identify legitimate emails from the App Store or iTunes Store - Apple Support

However, if there is actually a real charge on your account (which in this case I doubt), follow the steps in here:

If you see 'apple.com/bill' on your billing statement - Apple Support