Are you referring to Battery Health percentage or are you referring to Battery Charge percentage?
Either way, The purpose of the MagSafe charger is to charge your iPhone's battery wirelessly. It also fast charges your iPhone 12 at the rate of 15W. It has nothing to do with reduction of Battery Health or the Battery Charge percentages.
iPhone batteries, like all rechargeable batteries, are consumable components that become less effective as they age. You should change out the battery once your Battery Health reaches below 80% which will take over 2 years to reach under normal usage. Until then enjoy your iPhone.
Here is some more reading on an iPhone battery and its performance ➔ iPhone Battery and Performance - Apple Support
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