How to add my credit card for nfc payments in Apple Pay

So it does seem that you need to add the card to your wallet.

Please follow these resource's

https://support.apple.com/en-us/HT204506 "Setup Apple Pay"

https://support.apple.com/en-us/HT201239 "Make purchases with Apple Pay"

Please confirm that your device is up to date, your card issuer supports Apple Pay, and your country or region is supported.

hope this helps ;)