You must meet the requirements to get an Apple Card. If you cannot meet those requirements, you cannot get an Apple Card. There is no way around the requirements. A student visa will not work. You must be a citizen or green card holder. And you must have a social security number and a credit record with US credit bureaus.
How your Apple Card application is evaluated - Apple Support
“Requirements to get Apple Card
To get Apple Card, you must meet these requirements:
- Be 18 years or older, depending on where you live.
- Be a U.S. citizen or a lawful U.S. resident with a U.S. residential address that isn't a P.O. Box. You can also use a military address.
- Use two-factor authentication with your Apple ID.
- Sign in to iCloud with your Apple ID.3
- If you have a freeze on your credit report, you need to temporarily lift the freeze before you apply for Apple Card. Learn how to lift your credit freeze with TransUnion.
- You might need to verify your identity with a Driver license or State-issued Photo ID.“